Wind Damage To Aluminum Siding

Yes homeowner s insurance policies do cover siding damage but reading the fine print most of them only cover the siding that suffered the damage and so homeowners could wind up with mismatched siding.

Wind damage to aluminum siding.

Damage to aluminum siding is almost always covered by insurance. With the enhanced frequency of severe weather events over the past couple of years property owners around the nation are seeing damage to their house s siding. Homeowners insurance typically covers wind damage. In a severe storm it is common for pieces of aluminum siding to be ripped off entirely.

If a strong storm roars through you may find your siding damaged by hail and shingles that the wind ripped off the roof. Wind can definitely cause damage to aluminum siding. A wind storm can dent aluminum siding. In a severe storm it is common for pieces of aluminum siding to be ripped off entirely.

The question is less of will wind damage your siding but what will your insurance carrier cover. In gale force wind pieces and even sections of siding can be blown off of your home. The caveats to this are usually just a specific rider or added exclusion clause. Wind damaged aluminum siding if you have aluminum siding the most common signs of storm damage are dings and dents in the siding.

For instance if the vinyl or metal siding of your home experiences wind damage or tornado damage finding replacement siding that s an exact match can be difficult. While your homeowners insurance replaces siding damage from specific types of losses it only covers the parts of your home that are damaged which can be a bigger deal than. Getting siding replaced by insurance first we have to determine if you have vinyl siding or aluminum siding and then what type of storm came through your area. If you have aluminum siding the most common signs of storm damage are dings and dents in the siding.

Coverage also usually includes damage from hail wind driven rain or snow that gets inside the home when a roof or wall is damaged due to wind. If the wind is strong enough whole pieces of aluminum can be completely dislodged and sent flying. If you have wind damaged aluminum siding you more than likely have the choice of switching to premium vinyl because insurance business need to spend for the value of aluminum. Insurance does cover siding damage.